FB Drives Michigan

Introducing FB Drives Michigan! Where Safe Driving Turns into Savings

Farm Bureau policyholders can now enjoy more discounts by joining our FREE usage-based insurance program. FB Drives Michigan! rewards drivers with money-saving discounts based on their safe driving. The program also provides personalized feedback helping drivers continue to make safer choices.  

With FB Drives Michigan!, you could save up to 10% immediately for signing up1. At your next renewal, your good driving could pay off even more – up to 31%.  

How to get started:  

• Contact our agency  
  • You must be a Farm Bureau Insurance auto policy holder
• Sign-up
  • Download the FB Drives Michigan! app, login, and complete activation. Drive as usual and confirm your first few trips
• Drive & Save
  • The app will measure driving behaviors that make up your individual driving score. At your next renewal, your score will be applied as a discount.

FB Drives Michigan! will determine your discount based on the following factors:  

• Total miles driven  
• Sudden braking  
• Safe speeds (Under 80 mph)    
• Time of day (limited late-night trips)  
• Distracted driving  

The safer you drive, the higher your discount! Contact our team to start saving today.

1 An immediate auto premium discount of 10% is applied when enrolling in an annual term policy. A 8% auto premium discount is applied for six-month terms.

FB Drives Michigan! FAQ’s

• Is there a cost to use the FB Drive Michigan! App?  
  • No, there is no cost to participate. Simply enroll, activate, and drive.
• Who’s eligible to participate in the FB Drives Michigan! Program?  
  • The FB Drives Michigan! program is an optional program available to any driver on a Farm Bureau Personal Auto policy. Customers with new insurance policies effective May 9, 2021, and existing customers with renewals effective June 28, 2021 are eligible.
• When can I enroll in FB the Drives Michigan! Program?
  • You must enroll at the time of new business or renewal (within 30 days of the effective date) by contacting your agent.
• Can FB Drives Michigan! Increase my auto premium?
  • No. This is a discount program to reward drivers (not raise your rates) and to help you become more aware and a safer driver.
• How often is my discount calculated?
  • The introductory discount is applied to the first six month or annual term. After that, a new score will be applied annually based on your driving metrics.